RUV CalculatorMinnesota Income Tax Calculator 2026https://calc.ruvlabs.com/c/federal-income-tax/minnesota

Minnesota Income Tax Calculator 2026

Federal and state, added up

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The standard deduction was used — itemising would come out smaller.

Federal plus Minnesota state comes to $14,161.14, an effective rate of 16.66%.

Minnesota income tax brackets

Minnesota has 4 brackets for single filers, from 5.35% on the first $32,570 of taxable income to 9.85% on income over $198,630; joint filers reach the top rate at $330,410. The Minnesota standard deduction is $14,950 for single filers, $29,900 for married couples filing jointly and $22,500 for heads of household.

This is Minnesota's 2025 schedule, the latest the calculator has.

Minnesota tax rate schedule (2025), applied to taxable income after the standard deduction
RateSingleMarried filing jointlyTax at the top of the single band
5.35%up to $32,570up to $47,620$1,742
6.8%$32,570 – $106,990$47,620 – $189,180$6,803
7.85%$106,990 – $198,630$189,180 – $330,410$13,997
9.85%over $198,630over $330,410—

Minnesota and federal income tax by income

At the calculator's default $85,000, Minnesota takes $4,291 of a $14,161 total income tax bill, or 30%. Filing status matters too: a married couple filing jointly on $170,000 owes Minnesota $8,836, which is $254 more than two single filers earning $85,000 each.

Single filer, standard deductions only
Gross incomeMinnesota taxMinnesota rateFederal taxCombined effective rate
$30,000$8052.68%$1,4207.42%
$50,000$1,9113.82%$3,82011.46%
$65,000$2,9314.51%$5,62013.16%
$85,000 (default)$4,2915.05%$9,87016.66%
$100,000$5,3115.31%$13,17018.48%
$125,000$7,0435.63%$18,73420.62%
$200,000$12,9316.47%$36,73424.83%
$300,000$22,5097.50%$68,13430.21%
$400,000$32,3598.09%$103,13433.87%

Marginal tax rate in Minnesota

The next dollar a single filer earns above $85,000 is taxed at 28.8%: 22% federal and 6.8% by Minnesota. Minnesota's share climbs to 9.85% once taxable income passes $198,630 ($330,410 for joint filers).

How the calculation works — Income Tax Calculator

Frequently asked questions

What is the Minnesota income tax rate?

Minnesota uses 4 brackets, from 5.35% to 9.85% (2025 schedule). The top rate applies above $198,630 of taxable income for single filers.

How much Minnesota income tax is due on $85,000?

For a single filer, $4,291 to Minnesota and $9,870 in federal income tax — $14,161 in all, an effective rate of 16.66%. That leaves $70,839 before Social Security and Medicare.

Does Minnesota have a standard deduction?

Yes: $14,950 single, $29,900 married filing jointly, $14,950 married filing separately and $22,500 head of household.

Do married couples pay more Minnesota tax than two single filers?

At $85,000 each, a joint return on $170,000 owes $8,836 — $254 more than two single returns, because Minnesota's joint brackets are not exactly double the single ones.

Where does Minnesota's top income tax bracket start?

At $198,630 of taxable income for single filers and $330,410 for joint filers. On a single return, tax on the income below that line comes to $13,997.

Sources

Official documents the rates and rules on this page come from.

Income Tax Calculator in other states

This is a reference calculation using common tax assumptions and is not a substitute for professional advice. We accept no liability for decisions made from it — see the terms of use for details.