RUV CalculatorIndiana Income Tax Calculator 2026https://calc.ruvlabs.com/c/federal-income-tax/indiana
Indiana Income Tax Calculator 2026
Federal and state, added up
Income tax
Tax
State income tax
Refund Or Owed
Effective Rate
Advanced options
Breakdown
State applied
Taxable Income
Deduction Used
Marginal Rate
State schedule year
Combined marginal rate
After Tax Income
The standard deduction was used — itemising would come out smaller.
Federal plus Indiana state comes to $12,377.50, an effective rate of 14.56%.
Indiana's flat 2.95% income tax
Indiana taxes income at a flat 2.95%, whatever the amount and filing status. The calculator applies no Indiana standard deduction; Indiana's personal exemptions and credits are not modelled, so the estimate can run a little high.
This is Indiana's 2026 schedule. It was checked on 2026-09-30 against Indiana DOR Rates, Fees and Penalties (2.95% for 2026).
Every Indiana county levies a local income tax that is not included here.
Indiana and federal income tax by income
At the calculator's default $85,000, Indiana takes $2,508 of a $12,378 total income tax bill, or 20%. Filing status matters too: a married couple filing jointly on $170,000 owes Indiana $5,015 — exactly what two single filers earning $85,000 each would pay.
Single filer, standard deductions only
Gross income
Indiana tax
Indiana rate
Federal tax
Combined effective rate
$30,000
$885
2.95%
$1,420
7.68%
$50,000
$1,475
2.95%
$3,820
10.59%
$65,000
$1,918
2.95%
$5,620
11.60%
$85,000 (default)
$2,508
2.95%
$9,870
14.56%
$100,000
$2,950
2.95%
$13,170
16.12%
$125,000
$3,688
2.95%
$18,734
17.94%
$200,000
$5,900
2.95%
$36,734
21.32%
$300,000
$8,850
2.95%
$68,134
25.66%
$400,000
$11,800
2.95%
$103,134
28.73%
Marginal tax rate in Indiana
The next dollar a single filer earns above $85,000 is taxed at 24.95%: 22% federal and 2.95% by Indiana. Because Indiana's rate is flat, its share of a raise stays 2.95% at any income.
A flat 2.95% on taxable income, the same for every filing status (2026 schedule).
How much Indiana income tax is due on $85,000?
For a single filer, $2,508 to Indiana and $9,870 in federal income tax — $12,378 in all, an effective rate of 14.56%. That leaves $72,623 before Social Security and Medicare.
Does Indiana have a standard deduction?
No fixed amount the calculator applies — Indiana's rates go straight onto income, as explained above.
How much of a $5,000 raise goes to Indiana?
$148 for a single filer at $85,000, next to $1,100 of federal income tax — Indiana keeps 12% of the income tax on the raise.
Are local income taxes in Indiana included?
No. Every Indiana county levies a local income tax that is not included here.
Sources
Official documents the rates and rules on this page come from.
This is a reference calculation using common tax assumptions and is not a substitute for professional advice. We accept no liability for decisions made from it — see the terms of use for details.