Maryland income tax brackets
Maryland has 10 brackets for single filers, from 2% on the first $1,000 of taxable income to 6.5% on income over $1,000,000; joint filers reach the top rate at $1,200,000. The Maryland standard deduction is $3,350 for single filers, $6,700 for married couples filing jointly and $6,700 for heads of household.
This is Maryland's 2025 schedule, the latest the calculator has. It was checked on 2026-09-30 against Maryland Comptroller Tax Alert - changes from the 2025 legislative session (6.25%/6.5% top brackets; standard deduction $3,350/$6,700).
Every Maryland county levies a local income tax of roughly 2.25-3.20% that is not included here.
| Rate | Single | Married filing jointly | Tax at the top of the single band |
|---|---|---|---|
| 2% | up to $1,000 | up to $1,000 | $20 |
| 3% | $1,000 – $2,000 | $1,000 – $2,000 | $50 |
| 4% | $2,000 – $3,000 | $2,000 – $3,000 | $90 |
| 4.75% | $3,000 – $100,000 | $3,000 – $150,000 | $4,698 |
| 5% | $100,000 – $125,000 | $150,000 – $175,000 | $5,948 |
| 5.25% | $125,000 – $150,000 | $175,000 – $225,000 | $7,260 |
| 5.5% | $150,000 – $250,000 | $225,000 – $300,000 | $12,760 |
| 5.75% | $250,000 – $500,000 | $300,000 – $600,000 | $27,135 |
| 6.25% | $500,000 – $1,000,000 | $600,000 – $1,200,000 | $58,385 |
| 6.5% | over $1,000,000 | over $1,200,000 | — |
Maryland and federal income tax by income
At the calculator's default $85,000, Maryland takes $3,826 of a $13,696 total income tax bill, or 28%. Filing status matters too: a married couple filing jointly on $170,000 owes Maryland $7,738, which is $86 more than two single filers earning $85,000 each.
| Gross income | Maryland tax | Maryland rate | Federal tax | Combined effective rate |
|---|---|---|---|---|
| $30,000 | $1,213 | 4.04% | $1,420 | 8.78% |
| $50,000 | $2,163 | 4.33% | $3,820 | 11.97% |
| $65,000 | $2,876 | 4.42% | $5,620 | 13.07% |
| $85,000 (default) | $3,826 | 4.50% | $9,870 | 16.11% |
| $100,000 | $4,538 | 4.54% | $13,170 | 17.71% |
| $125,000 | $5,780 | 4.62% | $18,734 | 19.61% |
| $200,000 | $9,826 | 4.91% | $36,734 | 23.28% |
| $300,000 | $15,442 | 5.15% | $68,134 | 27.86% |
| $400,000 | $21,192 | 5.30% | $103,134 | 31.08% |
Marginal tax rate in Maryland
The next dollar a single filer earns above $85,000 is taxed at 26.75%: 22% federal and 4.75% by Maryland. Maryland's share climbs to 6.5% once taxable income passes $1,000,000 ($1,200,000 for joint filers).