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RUV CalculatorCanada Income Tax Calculator 2026https://calc.ruvlabs.com/c/income-tax-global/canada

Canada Income Tax Calculator 2026

Same idea, very different deductions

Income tax

Left after tax
Effective Rate
60,000 CAD
Advanced options
Breakdown
National tax
Local tax
Social insurance
Taxable Income
Basic allowance applied
Marginal Rate
Country Name
Local Name

Federal and provincial tax together. Canada applies a federal table and a provincial table to the same taxable income, and you pay the sum. All ten provinces and three territories are included, along with Ontario's surtax on provincial tax and Quebec's 16.5% federal abatement. The lowest rate fell from 15% to 14% in July 2025, making 2026 the first full year at 14%. The $16,452 basic personal amount is a credit, not a deduction, so it is worth the same at any income; it tapers from $181,440 down to $14,829 at $258,482. CPP, CPP2 and EI contributions are deducted from pay and reflected in take-home (2026 maximum $5,769.52). Quebec runs a different system, so it is calculated with QPP, QPP2, the reduced EI rate and QPIP (maximum $6,233.90). The Ontario health premium (up to $900) and provincial low-income reductions are still not included. This is calculated for Ontario. Pick another province under advanced settings.

Under Canada rules the tax is CA$8,817.25, leaving CA$46,843.00.

Federal income tax brackets for 2026

Canada applies a federal table and a provincial table to the same taxable income. Federal rates run from 14% to 33%. The CA$16,452 basic personal amount is a credit worth 14% of it; it tapers from CA$181,440 to CA$14,829 at CA$258,482.

Taxable incomeFederal rate
up to CA$58,52314%
CA$58,524–CA$117,04520.5%
CA$117,046–CA$181,44026%
CA$181,441–CA$258,48229%
over CA$258,48233%

Federal plus provincial tax by province

Worked out with the calculator above for an employee with no other deductions. At CA$100,000 the lowest combined tax is in Nunavut (CA$18,932.34) and the highest in Nova Scotia (CA$27,231.36).

Province or territoryTax on CA$60,000Tax on CA$100,000Marginal rate at CA$100,000
AlbertaCA$9,171.21CA$21,347.2130.5%
British ColumbiaCA$9,015.01CA$20,295.0128.2%
ManitobaCA$11,210.99CA$24,510.9933.25%
New BrunswickCA$10,900.99CA$24,700.9934.5%
Newfoundland and LabradorCA$11,328.05CA$25,466.4436.3%
Nova ScotiaCA$12,305.26CA$27,231.3638%
Northwest TerritoriesCA$8,847.96CA$20,487.9629.1%
NunavutCA$7,932.34CA$18,932.3427.5%
OntarioCA$8,817.25CA$20,770.5529.65%
Prince Edward IslandCA$11,502.78CA$26,160.6237.1%
QuebecCA$11,200.40CA$25,647.4036.12%
SaskatchewanCA$10,462.08CA$23,662.0833%
YukonCA$9,018.20CA$20,818.2029.5%

CPP and EI contributions

Deducted from pay outside Quebec, each up to its own maximum. On CA$60,000 they come to CA$4,339.75.

ContributionRateApplies to earnings
Canada Pension Plan5.95%CA$3,500–CA$74,600
CPP second tier4%CA$74,600–CA$85,000
Employment Insurance1.63%CA$0–CA$68,900

Tax and take-home pay in Ontario

Ontario is the calculator's default province.

SalaryFederal taxProvincial taxCPP and EITake-homeMarginal rate
CA$20,000CA$496.72CA$354.06CA$1,307.75CA$17,841.4719.05%
CA$40,000CA$3,296.72CA$1,364.06CA$2,823.75CA$32,515.4719.05%
CA$60,000CA$6,192.73CA$2,624.52CA$4,339.75CA$46,84329.65%
CA$100,000CA$14,392.73CA$6,377.83CA$5,769.52CA$73,459.9329.65%
CA$200,000CA$40,066.79CA$23,905.19CA$5,769.52CA$130,258.5041.16%

How the calculation works — Income Tax by Country

Frequently asked questions

What are the federal tax brackets for 2026?

14% up to CA$58,523, 20.5% CA$58,524–CA$117,045, 26% CA$117,046–CA$181,440, 29% CA$181,441–CA$258,482, and 33% over CA$258,482, plus the tax of your province or territory.

How much tax on CA$60,000 in Ontario?

CA$6,192.73 federal and CA$2,624.52 provincial, CA$8,817.25 in all, with CA$4,339.75 of CPP and EI; take-home CA$46,843.

Which province has the lowest income tax?

At CA$100,000: Nunavut (CA$18,932.34), British Columbia (CA$20,295.01), and Northwest Territories (CA$20,487.96). The highest is Nova Scotia at CA$27,231.36.

Is the basic personal amount a deduction?

No, a credit: CA$16,452 × 14% comes off the federal tax at any income up to CA$181,440.

How much CPP and EI will I pay?

Canada Pension Plan 5.95% up to CA$74,600, CPP second tier 4% up to CA$85,000, and Employment Insurance 1.63% up to CA$68,900 — CA$5,769.52 at CA$200,000.

Sources

Official documents the rates and rules on this page come from.

Income Tax by Country

Income Tax by Country — by country

This is a reference calculation using common tax assumptions and is not a substitute for professional advice. We accept no liability for decisions made from it — see the terms of use for details.