RUV CalculatorIndia Capital Gains Tax Calculator 2026https://calc.ruvlabs.com/c/capital-gains-tax-global/india

India Capital Gains Tax Calculator 2026

Nine countries, four different methods

Tax

After Tax
Effective Rate
60,000 INR
40,000 INR
Advanced options
30,000 INR
Breakdown
Gain
Taxable Gain
Country Name
Local Name

Listed equity held over 12 months is long-term at 12.5%; below that it is short-term at 20%. The first ₹1.25 lakh of long-term gains each year is exempt, and the 2024 Budget removed indexation for most assets. Held over a year, so the long-term capital gains rate applies.

Under India rules the tax is ₹0.00, leaving ₹20,000.00.

Capital Gains Tax (LTCG / STCG) in India: how gains on shares are taxed

India taxes gains on listed shares at 12.5% when they are held for more than 12 months and at 20% when they are sold sooner. The first ₹125,000 of long-term gains each year is tax-free.

Listed equity held over 12 months is long-term at 12.5%; below that it is short-term at 20%. The first ₹1.25 lakh of long-term gains each year is exempt, and the 2024 Budget removed indexation for most assets.

RuleIndia
Rate12.5% long-term · 20% short-term
Holding periodmore than 12 months for long-term
Annual tax-free amount₹125,000 (long-term gains only)
CurrencyIndian Rupee (INR)

Tax on share gains of different sizes

Because the first ₹125,000 is free, the effective rate climbs with the size of the gain: 9.03% on ₹450,000, 12.33% on ₹9,000,000.

GainTax if long-termEffectiveTax if short-termEffective
₹90,000₹00%₹18,00020%
₹125,000₹00%₹25,00020%
₹450,000₹40,6259.03%₹90,00020%
₹1,800,000₹209,37511.63%₹360,00020%
₹9,000,000₹1,109,37512.33%₹1,800,00020%

How the calculation works — Capital Gains Tax by Country

Frequently asked questions

What is the capital gains tax rate on shares in India?

12.5% on long-term gains and 20% on short-term gains from listed shares.

Is there a tax-free allowance for capital gains in India?

Yes: the first ₹125,000 of long-term gains each year.

Does the holding period matter in India?

Yes. Shares held for more than 12 months count as long-term. Exactly 12 months is still short-term.

How much tax is due on a ₹450,000 gain in India?

₹40,625, an effective 9.03%, leaving ₹409,375. If the shares were held short-term: ₹90,000.

Sources

Official documents the rates and rules on this page come from.

Capital Gains Tax by Country

Capital Gains Tax by Country — by country

This is a reference calculation using common investment assumptions and is not a substitute for professional advice. We accept no liability for decisions made from it — see the terms of use for details.