RUV CalculatorGermany Capital Gains Tax Calculator 2026https://calc.ruvlabs.com/c/capital-gains-tax-global/germany

Germany Capital Gains Tax Calculator 2026

Nine countries, four different methods

Tax

After Tax
Effective Rate
60,000 EUR
40,000 EUR
Advanced options
30,000 EUR
Breakdown
Gain
Taxable Gain
Country Name
Local Name

25% plus the 5.5% solidarity surcharge makes 26.375%. The first €1,000 a year (€2,000 for couples) is exempt. If you pay church tax (8–9% of the tax), the total rises to about 28%.

Under Germany rules the tax is €5,011.25, leaving €14,988.75.

Abgeltungsteuer in Germany: how gains on shares are taxed

Germany taxes gains on listed shares at a flat 26.375%, however long you held them. The first €1,000 of gains each year is tax-free.

25% plus the 5.5% solidarity surcharge makes 26.375%. The first €1,000 a year (€2,000 for couples) is exempt. If you pay church tax (8–9% of the tax), the total rises to about 28%.

RuleGermany
Rate26.375%
Holding perioddoes not matter
Annual tax-free amount€1,000
CurrencyEuro (EUR)

Tax on share gains of different sizes

Because the first €1,000 is free, the effective rate climbs with the size of the gain: 21.1% on €5,000, 26.11% on €100,000.

GainTaxEffective rateKept after tax
€1,000€00%€1,000
€5,000€1,05521.1%€3,945
€20,000€5,011.2525.06%€14,988.75
€100,000€26,111.2526.11%€73,888.75

How the calculation works — Capital Gains Tax by Country

Frequently asked questions

What is the capital gains tax rate on shares in Germany?

A flat 26.375% on gains from listed shares.

Is there a tax-free allowance for capital gains in Germany?

Yes: the first €1,000 of gains each year.

Does the holding period matter in Germany?

No. The rate is the same whether you held the shares for a day or a decade.

How much tax is due on a €20,000 gain in Germany?

€5,011.25, an effective 25.06%, leaving €14,988.75.

Sources

Official documents the rates and rules on this page come from.

Capital Gains Tax by Country

Capital Gains Tax by Country — by country

This is a reference calculation using common investment assumptions and is not a substitute for professional advice. We accept no liability for decisions made from it — see the terms of use for details.