Property tax in New Jersey: 2.11%
The median New Jersey homeowner pays $9,590 a year on a home worth $454,400, an effective rate of 2.11%. No state or D.C. has a higher rate; Illinois is next at 2.01%. At the median state's 0.8% the same $454,400 home would owe $5,953 less a year.
In dollars, New Jersey has the 9th-highest median home value and the largest median bill of the 51. By home value it sits between Oregon ($477,600, taxed at 0.81%) and Nevada ($435,400, 0.47%).
| Rank | State | Effective rate | Median bill | Median home value |
|---|---|---|---|---|
| 1 | New Jersey | 2.11% | $9,590 | $454,400 |
| 2 | Illinois | 2.01% | $5,298 | $263,300 |
| 3 | Connecticut | 1.81% | $6,643 | $366,900 |
New Jersey property tax by home price
At county rates the median-value home would owe $8,043 a year in Ocean County and $13,996 in Camden County, against $9,590 at the statewide figure.
| Home value | Per year | Per month | vs. median state (0.8%) |
|---|---|---|---|
| $225,000 (half the median) | $4,748 | $396 | +$2,948 |
| $454,400 (median) | $9,588 | $799 | +$5,953 |
| $680,000 (1.5× the median) | $14,348 | $1,196 | +$8,908 |
| $910,000 (twice the median) | $19,201 | $1,600 | +$11,921 |
Property tax by county in New Jersey
Across the 10 largest New Jersey counties, measured effective rates run from 1.77% in Ocean County to 3.08% in Camden County; at least 3 sit above the statewide 2.11%.
In Bergen County, Essex County, Monmouth County, Union County, Passaic County and Morris County the Census caps the median bill at $10,000, so the rate shown is a floor and those counties are left out of the highest-and-lowest comparison.
| County | Main cities | Population | Effective rate | Median home value | Median tax |
|---|---|---|---|---|---|
| Bergen County | Hackensack, Teaneck | 954,717 | ≥ 1.69% | $593,200 | $10,000+ |
| Middlesex County | New Brunswick, Edison | 861,535 | 2.2% | $439,300 | $9,684 |
| Essex County | Newark | 854,130 | ≥ 2.02% | $494,400 | $10,000+ |
| Hudson County | Jersey City, Hoboken | 710,478 | 1.85% | $508,600 | $9,413 |
| Ocean County | Toms River, Lakewood | 646,434 | 1.77% | $366,600 | $6,499 |
| Monmouth County | Freehold, Middletown | 643,615 | ≥ 1.77% | $566,500 | $10,000+ |
| Union County | Elizabeth | 572,549 | ≥ 2.05% | $488,800 | $10,000+ |
| Camden County | Camden, Cherry Hill | 524,042 | 3.08% | $262,200 | $8,063 |
| Passaic County | Paterson, Clifton | 518,289 | ≥ 2.28% | $439,400 | $10,000+ |
| Morris County | Morristown, Parsippany | 510,375 | ≥ 1.8% | $557,000 | $10,000+ |